Posts Under Dental Benefits

Enrolling In Dental Coverage From Other Memberships Listed Among Ways To Save On Dental Costs

Parade Magazine (2/9, Ingram) provides a list of five ways to save on dental costs, recommending, for example, people consider enrolling in dental coverage from other memberships, such as Costco. Among several other suggestions for saving on dental costs, the article encourages brushing twice a day, flossing daily, and regular dental visits, stating that preventive dental care helps “avoid costly problems in the future.”

Difference Between Dental Discount Plans, Dental Benefits Plans Explained

In an article on the AARP (2/10) website, journalist Tamara E. Holmes states that dental discount plans and dental benefits plans “differ in several ways,” including that dental plans “generally cost less” than traditional dental coverage

Many Consumers Unaware Of Recommended Age For Children’s First Dental Exam, Survey Finds

PRNewswire (2/10) hosts a FAIR Health release announcing that its consumer dental survey found that “nearly half of US consumers believe the recommended age for a first dental check-up is after a child’s second birthday,” despite dental authorities recommending children have their first dental exam “when the first tooth appears, or no later than their first birthday.” In addition, only 25 percent of the survey respondents “provided answers within the recommended guidelines.” Robin Gelburd, president of FAIR Health, said, “While people who do not live with children may not know the guidelines, it was particularly surprising that a large percentage of respondents with children in their household were also unaware of these important oral health recommendations.” MouthHealthy.org provides additional information on caring for children’s teeth.

More Than 25,000 Enroll In Dental Coverage Through Connect For Health Colorado.

The Colorado Springs (CO) Gazette (2/3, Rodgers) reports that between Nov. 1 and Jan. 31, “25,604 people enrolled in dental coverage” through Connect for Health Colorado, the state’s health insurance marketplace.

Expert Says Medicaid Expansion Reaching “Tipping Point.”

CNBC (1/26, Mangan) reports that Louisiana recently became the 31st state to expand Medicaid, and three other states, “South Dakota, Wyoming and Virginia, are discussing such a move.” The addition of those states “would provide the program even more critical mass and complicate efforts at widespread repeal or a piecemeal undoing.” Diane Rowland, executive vice president of the Kaiser Family Foundation, said, “I do think we’ve reached the tipping point,” adding, “It’s part of the fabric of our health-care system now.”

Financial Advisor: Remember Supplemental Coverage During Open Enrollment

A financial advisor with Morgan Stanley discussed open enrollment with KARE-TV Minneapolis (10/21), reminding people that open enrollment is also about supplemental benefits, such as dental coverage. In addition, people may also be able to set up a health savings account or flexible spending account.

Supplementing Dental Coverage Recommended.

In the Chicago Tribune (10/20), Miriam Cross of Kiplinger’s Personal Finance recommends people supplement their dental coverage, using either a flexible spending account or a health savings account. Cross states that an FSA or HSA lets people use pretax money for dental expenses, which may be helpful for people who have hit their annual limit or have additional expenses not covered by their dental plan.

Several Options Explored To Keep Dental Costs Low.

Money Talks News (7/14, Freedman) provides a list of several options to keep dental costs low, such as using CHIP dental coverage and seeking care from dental schools or charitable dentistry events. The article points to an ADA online resource for finding CODA-accredited dental and dental-related education programs.

House Passes Legislation That Would Create Dental Coverage Program For Veterans.

The Long Island (NY) Exchange (7/14) reported that the House of Representatives voted last week “to pass the Senate companion of H.R. 5770, legislation introduced in the House by U.S. Rep. Kathleen Rice” that would authorize a dental coverage program “for military veterans and eligible family members.” The program would allow “veterans enrolled in health care through the Department of Veterans Affairs (VA)” to buy dental coverage “at a reduced rate through either MetLife or Delta Dental.” The bill now heads to “President Obama to be signed into law.”

ACA Subsidies To Begin To Include Cost Of Kids’ Dental Plans In 2019.

The Detroit Free Press (7/11, Spangler) reports US Sen. Debbie Stabenow (D-MI) “said Monday that the Treasury Department has adopted a future change in benefits” to use “the cost of dental coverage to help calculate a portion of subsidies received by individuals and families under the Affordable Care Act.” The Treasury and the Internal Revenue Service “announced the proposed change – which won’t take effect until 2019 – in Friday’s Federal Register.” The article mentions that currently when providing subsidies “the government does not take into account the cost of standalone pediatric dental plans in determining how much a family receives in tax credits. In some state insurance exchanges, insurance plans are allowed not to include dental coverage as long as the exchange includes separate, standalone pediatric dental coverage.”

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